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Richard Banks (banker)
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Richard Banks (banker) : ウィキペディア英語版
Richard Banks (banker)

Richard Lee Banks (born 1952) is a British banker who is Chief Executive of UK Asset Resolution, the state-owned "bad bank" that was formed from Northern Rock and Bradford & Bingley, when those banks failed in 2008. In 2014, an opinion piece in the ''Evening Standard'' asked if he was "''Britain's best banker''", as he had successfully reduced the assets of UK Asset Resolution by 40 percent and repaid £4bn to the British government.
== Banking career ==
Born in Stockport, Banks graduated with a BA in Business Studies from Manchester Polytechnic. He went on to train as an Associate of the Chartered Institute of Bankers. From 1984 to 1987 he worked at Midland Bank, being promoted to Corporate Finance Executive. He become General Manager of Liverpool-based Girobank, a national-owned bank run through the Post Office network, in 1987.〔 Girobank was taken over by Alliance & Leicester in 1990〔See Girobank#Privatisation〕 and Banks stayed on as Girobank's Director of Corporate Banking until 1996 and then Managing Director until 2000.〔 During this time he was also a director of VISA UK from 1992 to 1994. He was Distribution Director for Alliance & Leicester Retail Bank from 2000 until 2002 and then returned to head Girobank, now rebranded as Alliance & Leicester Corporate Bank until 2008. In 2008 Alliance & Leicester was taken over by Santander UK and he was briefly Alliance & Leicester's Group Risk Director until the takeover was completed.〔〔
He was briefly non-executive director of Chelsea Building Society from April to June 2009, resigning just before they announced £41m of potentially fraudulent loans, which ultimately led to the Society's take-over by Yorkshire Building Society.〔See Chelsea Building Society#Merger with Yorkshire〕 He then became non-executive director of ICICI Bank UK from 2009 until 2014.〔〔
Since 2005 he has been a director of Liverpool Compact, the "Education Business Partnership" set up by Liverpool City Council to provide work experience for 14- to 19-year-olds.〔〔

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